Terms and Conditions – Credit Score Check

1. Consent to Pull Credit Report

By clicking on the checkbox, you provide explicit consent for Upstream Business Consultants LLP to access and retrieve your credit report from authorized credit bureaus.

2. Credit Information Report Service

Our Credit Score Check Service enables you to access your credit report as provided by Experian. By clicking on “Get My Free Credit Score,” you consent to the collection and processing of your personal information to provide this service.

3. Registration and Authorization

By registering for this service, you agree to the following:

  • You authorize Upstream Business Consultants LLP to act as your lawful representative to access your credit information from authorized credit bureaus.
  • You provide explicit consent for Upstream Business Consultants LLP to use your credit information to generate customized financial product recommendations.

4. Information We Collect

To provide this service, we collect the following details during registration:

  • Full Name
  • Mobile Number
  • Email Address
  • PAN
  • Type of Loan
  • Employment Details (Occupation)

5. How We Use Your Credit Information

We process and use your credit information to:

  • Provide insights and recommendations for financial products tailored to your credit profile.

6. Confidentiality and Data Protection

  • No Unauthorized Sharing: Your data will not be shared with unauthorized third parties without your explicit consent.
  • Data Usage: Your data will only be used for the purposes outlined during collection, such as providing you with suitable loan offers.

7. Alerts and Notifications

By using our service, you consent to receive real-time notifications about financial products via SMS, email, WhatsApp, or other communication channels.

8. Limitation of Liability

Upstream Business Consultants LLP does not guarantee the accuracy or availability of credit reports and scores as they are generated by third-party credit bureaus. We shall not be held liable for any discrepancies or delays in obtaining this information.

9. Compliance and Jurisdiction

This service is governed by the applicable laws of India. By accessing and using our service, you consent to adhere to all relevant compliance regulations.

10. Changes to Terms and Conditions

Upstream Business Consultants LLP reserves the right to modify these terms and conditions at any time.